Accessibility Statement & Privacy Policy
Accessibility Statement
At Moonlight Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services on our website and on other online services. If you have any questions or need help with any content on our website or online services, please contact us at: (724) 297-3084
Privacy Policy
Rev. 02/23
Moonlight Credit Union
PO Box 427, Worthington, PA 16262
(724) 297-3084 or go to www.moonlightcu.com
101 Deer Park Rd, Worthington, PA 16262
Fax 724-297-3826
FACTS
WHAT DOES MOONLIGHT CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Account balances and payment history
Credit history and credit scores
Name, address, Social Security number, and income
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Moonlight Credit Union chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information | Does Moonlight Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
| For our marketing purposes — to offer our products and services to you. | YES | YES |
| For joint marketing with other financial companies. | NO | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences. | NO | We don’t share |
| For our affiliates to market to you. | NO | We don’t share |
| For non-affiliates to market to you. | NO | We don’t share |
To limit our sharing
Call (724) 297-3084, visit the credit union or mail in the form below.
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Mail-In Form
If you are on a multiple-owner account, your choice(s) will apply to everyone on the account.
Do not share my personal information with other financial institutions to jointly market me.
Name:
Member #:
Address:
City, State, ZIP:
Mail to: Moonlight CU, PO Box 427, Worthington, PA 16262
Who We Are
Who is providing this notice? Moonlight Credit Union
What We Do
How does Moonlight Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. In addition to extensive electronic and physical safeguards, we conduct information security staff awareness training, conduct risk assessments, penetration tests, and develop procedures for the protection of member information.
How does Moonlight Credit Union collect my personal information?
We collect your personal information, for example, when you:
Open an account or deposit money
Use your debit/ATM or credit card
Apply for a loan
Pay your bills
Make deposits to or withdrawals from the accounts you have with us
We also collect personal information from others, such as credit bureaus, affiliates, or other companies.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account you have with us.
Terms & Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
Moonlight Credit Union does not have affiliates.
Non-affiliates - Companies NOT related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit), financial statement publishers or printers, consumer reporting agencies, and data processors.
Joint Marketing - A formal agreement between non-affiliated financial companies that market financial products or services to you.
Our joint marketing partners include CUNA Mutual Group’s TRUSTAGE insurance products (such as auto, renters & homeowners insurance, life insurance, accidental death & dismemberment insurance)