Announcements
HOLIDAY LOAN SPECIAL
IT IS TIME FOR OUR ANNUAL HOLIDAY LOAN SPECIAL. APPLY FOR UP TO $2,500.00 FOR 12 MONTHS AT OUR LOW RATE OF 5% APR. APPLY ONLINE, IN PERSON, OR BY PHONE.
TO APPLY ONLINE, CLICK ON THE “BORROWING” TAB, CHOOSE THE “LOANS” OPTION AND CLICK “APPLY FOR A LOAN”. THIS WILL TAKE YOU TO OUR ELECTRONIC LOAN APPLICATION. COMPLETE THE INFORMATION AND SUBMIT. MAKE SURE THAT YOU GET A CONFIRMATION THAT YOUR APPLICATION WAS SUBMITTED.
offer ends December 31, 2024.
HOLIDAY CLOSURES
WE WILL CLOSE AT NOON ON CHRISTMAS EVE AND WE WILL BE CLOSED ON CHRISTMAS DAY. WE WILL REOPEN ON THURSDAY, DECEMBER 26, 2024 AT 9 AM.
we will close at noon on new years’ eve and we will be closed on new years’ day. we will reopen on thursday, january 2, 2025.
FOR YOUR CONVENIENCE, OUR ATM IS AVAILABLE FOR DEPOSITS AND WITHDRAWALS AS WELL AS SHEETZ AND GETGO ATM MACHINES. YOU ALSO MAY USE MOBILE DEPOSIT TO DEPOSIT MOST CHECKS. WE ALSO HAVE A NIGHT DEPOSIT SLOT THAT YOU CAN SAFELY PLACE YOUR DEPOSITS WHICH WE WILL PROCESS UPON REOPENING. REMEMBER TO USE YOUR ONLINE BANKING TO KEEP TRACK OF YOUR ACCOUNT, AND TO TURN YOUR DEBIT AND CREDIT CARDS OFF WHEN NOT IN USE (TO PREVENT FRAUDULENT TRANSACTIONS).
MOONLIGHT CREDIT UNION WOULD LIKE TO WISH EACH MEMBER A VERY HAPPY AND HEALTHY HOLIDAY SEASON. MERRY CHRISTMAS!
Loan Skip A Payment - Choose February, March, or April (all loans are not eligible)
Download a loan skip a payment form, complete it and return it to the credit union to skip one month.
Click Here for Our Skip-A-Pay form
Moonlight ATM
ATM
DID YOU KNOW THAT OUR ATM THAT WILL ACCEPT CASH AND CHECK DEPOSITS. THE MACHINE WILL DISPENSE $10’S & 20’S. WE ARE EXCITED TO BRING YOU IMPROVED SERVICES.
ATTENTION CREDIT CARD MEMBERS’
IF YOU HAVE RECENTLY MOVED OR CHANGED YOUR PHONE NUMBER, WE NEED YOU TO CONTACT THE CREDIT UNION AND UPDATE YOUR INFORMATION. fAILURE TO DO SO WILL RESULT IN YOU NOT RECEIVING YOUR NEW CARD IN THE MAIL (AS IT WILL NOT FORWARD). IF YOU FAIL TO UPDATE THE CREDIT UNION OF A NEW ADDRESS (AND YOU DO NOT RECEIVE YOUR CARD), YOU WILL HAVE TO PAY TO HAVE ANOTHER CARD ISSUED AND SENT TO YOU. WE DO NOT WANT TO CHARGE OUR MEMBERS, SO IT IS IMPORTANT THAT YOU KEEP US UP TO DATE WITH CURRENT CONTACT INFORMATION. THE CELL PHONE MUST BE KEPT UP TO DATE BECAUSE WE SEND TEXT MESSAGES IF FRAUD IS SUSPECTED AND WE WANT YOU TO VERIFY IF THE CHARGE IS VALID OR FRAUD. THIS WILL HELP TO PREVENT LOSS OF MONEY TO YOUR ACCOUNT AND HAVING YOUR CARD BLOCKED BECAUSE OF NO RESPONSE. THANK YOU SO MUCH FOR YOUR COOPERATION. REMEMBER, WE WILL NEVER ASK YOU TO PROVIDE ACCOUNT NUMBERS OR PRIVATE INFORMMATION. IF YOU RECEIVE A CALL FROM SOMEONE ASKING FOR PRIVATE INFORMATION, HANG UP.
Did YOU Know?
We asked a few MEMBERs that were new to the credit union to tell us one thing that was different at Moonlight Credit Union than at their bank. These were some of their answers:
¨ Payroll checks are same day availability.
¨ Cashier checks is $ 3 vs. $ 10 at a bank.
¨ No charge for credit union counter check—the bank charged $1 / per check.
¨ We can set up your loan payment to be pulled from another institution.
¨ Moonlight Visa credit card is 9.90% APR & no annual fee & has the “Contactless Tap & Go” feature.
¨ You can transfer credit card balances to your Moonlight Visa & save interest & have a lower monthly payment.
¨ ATM access is free at all Moneypass terminals. You also can use Sheetz & Getgo machines with no access fee.
¨ Moonlight is here to offer low or no cost services to help each member financially.
¨ Car, Home, Life, AD & D, & Renter insurance services are available thru credit union partners.
¨ Loan rates are usually lower at the credit union.
¨ Credit union fees appear to be lower than at the bank (stop payments, NSF,etc).
¨ Employees are not here to sell you something to reach a quota.
¨ Free limited Notary Services to Members.
¨ Free Financial Coaching & Counseling available to Members with our Certified Financial Counselor.
¨ All around better atmosphere at the credit union.
¨ Free checking accounts—no minimum balance required.
¨ Your vote counts in selecting the Board of Directors.
¨ Better and friendlier than a bank.
¨ All around BETTER for Me the Member.
¨ More people qualify for loans even if they do not have perfect credit.
CHECK OUT OUR MEMBER AWARENESS PAGE
NEWS/LINKS (TOP RIGHT OF SCREEN)
MEMBER AWARENESS
This page provides Identity Theft Prevention tips, Credit Bureau reporting, as well as Cybercrime information and tips to help protect your personal information. This area also provides the toll free numbers to report any fraud or lost or stolen Debit OR Credit cards with Moonlight Credit Union.
VISA CONTACTLESS TAP & GO
TAKE ADVANTAGE OF OUR VISA CREDIT CARD CONTACTLESS TAP & GO FEATURE
What are contactless payments?
Contactless payments are transactions made by tapping either a contactless card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal. Cards, phones, watches, and other devices use the same contactless technology. When you tap to pay checkout is secure and convenient.
Have you gotten your free coverage?
$1,000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours
One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D)External WebsiteExternal Website insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.
You can get $1,000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.
TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC, and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.